These terms govern your use of the Red Stick Insurance Agency website. By using this site, you agree to them.
This website is not an insurance policy
Everything on this site is general information about insurance products and about our agency. It is not an offer of coverage, a binder, or a policy, and nothing here changes the terms of any policy you already hold.
Coverage is only in effect when an insurance carrier issues a policy and confirms it. Submitting a quote request, a contact form, or an email does not bind, change, renew, or cancel coverage.
If you need to add a vehicle, change a limit, report a claim, or cancel a policy, call the agency and speak with a licensed agent so we can confirm it with the carrier.
Quotes and eligibility
Quoted premiums are estimates based on the information provided and are subject to carrier underwriting, verification, and approval. Final premium and eligibility are determined by the insurance carrier. Coverage descriptions on this site are summaries — the actual policy language, including its exclusions and conditions, controls.
Licensing
Red Stick Insurance Agency is licensed to transact insurance in Louisiana. We can only quote and place coverage in the states where the agency and the assigned producer hold an active license.
Your responsibilities
When you request a quote or apply for coverage, you agree to provide accurate and complete information. Insurance applications rely on it, and inaccurate information can affect your premium, your eligibility, and how a claim is handled.
You agree not to use this site to transmit unlawful, harmful, or misleading content, to attempt to gain unauthorized access to any system, or to interfere with the site’s operation.
Intellectual property
The content, layout, logos, and marks on this site belong to Red Stick Insurance Agency or its licensors and may not be copied or reused without permission. Carrier names and logos referenced on this site are the property of their respective owners.
Third-party links
We may link to carrier websites, payment portals, and other third-party resources for your convenience. We don’t control those sites and aren’t responsible for their content, their availability, or their privacy practices.
Disclaimer and limitation of liability
This site is provided “as is,” without warranties of any kind, express or implied. To the fullest extent permitted by law, Red Stick Insurance Agency is not liable for any indirect, incidental, or consequential damages arising from your use of this site. Nothing in these terms limits any obligation we owe you under an insurance policy or under Louisiana insurance law.
Governing law
These terms are governed by the laws of the State of Louisiana, without regard to its conflict-of-law rules.
Changes
We may update these terms at any time. Continued use of the site after a change means you accept the revised terms.
Contact
Questions about these terms can be sent to the agency using the details on our contact page.
Last updated: August 14, 2026